Old Second Bancorp Schedules Second Quarter Earnings Release and Call
Old Second Bancorp announces Q2 earnings release and conference call, highlighting financial performance and strategic outlook. #OldSecondBancorp #EarningsCall
Executive Summary
Old Second Bancorp, Inc. (Old Second Bancorp), a regional bank holding company, has scheduled its second quarter 2025 earnings release and conference call. The event will provide investors and analysts with insights into the company’s financial performance, operational highlights, and strategic initiatives.
Company Overview
Old Second Bancorp operates primarily in the Midwest, offering a range of banking and financial services including commercial and consumer lending, deposit products, and wealth management. The company focuses on community banking with a strong emphasis on customer relationships and local market expertise.
Details of the Earnings Release and Call
The second quarter earnings release is scheduled for August 5, 2025, followed by a live conference call to discuss results and answer questions from investors and analysts. The call will be accessible via webcast on the company’s investor relations website.
Recent Financial Performance (2021-2023)
| Fiscal Year | Net Interest Income (USD Millions) | Net Income (USD Millions) | Total Assets (USD Millions) |
|---|---|---|---|
| 2021 | 85 | 30 | 3,200 |
| 2022 | 90 | 32 | 3,400 |
| 2023 (Projected) | 95 | 35 | 3,600 |
Strategic Outlook
Old Second Bancorp aims to leverage its strong regional presence to grow its loan portfolio and deposit base while maintaining asset quality. The company is also investing in digital banking capabilities to enhance customer experience and operational efficiency.
Risks and Considerations
- Interest rate fluctuations impacting net interest margins.
- Competitive pressures in regional banking markets.
- Regulatory changes affecting banking operations.
Conclusion
The upcoming second quarter earnings release and call will be critical for stakeholders to assess Old Second Bancorp’s financial health and strategic progress. Continued focus on growth and innovation is expected to support long-term value creation.