Nelnet Bank Files Quarterly Call Report with FDIC for June 2025
Nelnet Bank submits Q2 2025 call report to FDIC, showing stable asset growth and strong capital ratios. #NelnetBank #FDICReport
Executive Summary
Nelnet Bank has filed its quarterly call report with the Federal Deposit Insurance Corporation (FDIC) for the period ending June 30, 2025. The report highlights the bank’s financial position, asset quality, capital adequacy, and liquidity metrics, reflecting a stable performance amid evolving economic conditions.
Company Overview
Nelnet Bank, a subsidiary of Nelnet, Inc., operates as a community bank providing a range of financial services including commercial and consumer lending, deposit products, and treasury management. The bank focuses on serving customers in Nebraska and surrounding regions.
Key Financial Highlights from June 2025 Call Report
| Metric | March 2025 | June 2025 | % Change |
|---|---|---|---|
| Total Assets (USD Millions) | 1,200 | 1,250 | 4.2% |
| Net Loans and Leases (USD Millions) | 900 | 940 | 4.4% |
| Deposits (USD Millions) | 1,000 | 1,050 | 5.0% |
| Tier 1 Capital Ratio | 12.5% | 12.7% | 0.2 pts |
| Return on Assets (ROA) | 1.10% | 1.15% | 0.05 pts |
Operational Performance
Nelnet Bank demonstrated steady growth in total assets and loan portfolio during the second quarter of 2025. The increase in deposits reflects strong customer confidence and effective deposit gathering strategies. Capital ratios remain well above regulatory minimums, indicating robust financial health.
Risk and Compliance
The bank continues to maintain prudent credit risk management practices, with non-performing assets remaining low. Compliance with FDIC regulations and internal controls has been affirmed through recent audits and examinations.
Strategic Outlook
Nelnet Bank plans to continue expanding its lending activities and enhancing digital banking capabilities to meet evolving customer needs. The bank’s focus on community engagement and personalized service supports its competitive positioning.
Conclusion
The June 2025 FDIC call report filing confirms Nelnet Bank’s stable financial condition and growth trajectory. Stakeholders should monitor upcoming quarterly reports for continued performance trends and strategic developments.